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Financial Planning

 

Financial Planning / 19-11-25 / Sisanda Ndlovu

Fraud still rising as digital crime evolves, warns Forvis Mazars

"Corruption remains endemic, but what's changed is the way it's executed. We've moved from brown envelopes to hacked emails. The tools are modern, but the motive remains the same," says Keeran Madhav, Director of Forensics and Cybersecurity…

Financial Planning / 12-11-25 / Daniel Nkosi

Why delayed inheritance is key to preserving family wealth

"As we live longer, families are juggling wealth across three and sometimes four generations. Instead of receiving inheritances in their 40s or 50s, many heirs only inherit much later in life, often when they are already retired themselves,"…

Financial Planning / 12-11-25 / Sisanda Ndlovu

Critical information for people nearing retirement

"Choosing the right annuity is not just a matter of income, but of legacy, proper planning, and peace of mind. Advisers who guide their customers through these nuanced choices help ensure that retirees not only enjoy financial security but also…

Financial Planning / 05-11-25 / Duty Editor

Young South Africans professionals face R1.6m insurance shortfall

"Many think they are adequately covered through their employer benefits, but these often fall far short of actual needs. The gap becomes painfully clear when an accident, illness, death or retrenchment happens. Without sufficient cover, the…

Financial Planning / 05-11-25 / Jane Khumalo

Black Friday alert: how AI, deepfakes and smart scams are tricking shoppers

"These scams work because they tap into urgency – whether it's a limited-time discount or an invitation to register for a "free" giveaway or product hamper that asks for your details. If something feels rushed or suspicious, take a step back…

Financial Planning / 05-11-25 / Tommy Jackson

The science behind why financial success favours the focused mind

“Focus starts with a single, measurable financial priority. Once the one number that matters for the next 12 months is identified, whether a debt-repayment target, a retirement contribution milestone or a specific savings goal, every subsequent…

Financial Planning / 05-11-25 / Sharon Hamman

Sharon Hamman | Double taxed, double confused? Tips for South Africans living abroad

"Many make a judgement error, believing that working and living abroad in a tax-neutral or tax-friendly jurisdiction takes them beyond the South African Revenue Service’s (SARS) reach – a mistake that can cost them dearly," says Sharon Hamman,…

Financial Planning / 23-10-25 / Joon Chong

Joon Chong | The mythical life of a South African taxpayer

"Few experiences rival the tension of receiving a section 46 request for information. The taxpayer reads the letter, heart pounding, scrolling to find the deadline. Relief follows when they see “within 21 days” - until they recall that SARS…

Financial Planning / 23-10-25 / Sisanda Ndlovu

Festive season loans: what to watch out for?

"It is crucial to only utilise the services of reputable lenders that are registered by the NCR, and ensure that all fees and terms are clear and easily understood. Where possible, consider budgeting, saving, or seeking other low-cost alternatives…

Financial Planning / 15-10-25 / Duty Editor

How to raise financially literate children: practical tips for parents

"By having money conversations with children, parents give them the tools to manage peer pressure, make better choices, and grow into confident adults who can use credit responsibly. To build a financially resilient future, we should start at…

Financial Planning / 15-10-25 / Tommy Jackson

Elize Kramer | The hidden risk in same-sex inheritance: why domicile still matters

"In a globalised world, many South Africans live, work and invest across borders. But when it comes to inheritance, domicile remains a deeply local issue. For same-sex couples, ensuring that South African law governs their estate can safeguard…

Financial Planning / 08-10-25 / Duty Editor

UCT & Liberty Institute study highlights graduate advantage, gender pay gap persistence

“This research confirms the transformative power of education when it comes to financial gain, but it also highlights the gaps that need to be addressed if we are to unlock the full potential of our graduates,” says Zandile Makhoba, Lead Specialist…

Financial Planning / 08-10-25 / Daniel Nkosi

Treat insurance as a vital part of financial planning, says SAIA

“Consumer financial education is key to empowering consumers when engaging with the financial sector and promoting financial inclusion. Thus, SAIA remains committed to providing consumer education initiatives that seek to promote consumer understanding…

Financial Planning / 01-10-25 / Therèse Havenga

Therèse Havenga | Conscious financial habits build emotional resilience

During Mental Wellness Month of October, Therèse Havenga, Head of Business Transformation at Momentum Savings and qualified Research Psychologist, contemplates the psychology of saving.