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Financial Planning

 

Financial Planning / 03-06-26 / Aubrey Faba

Aubrey Faba | Why financial planning is a great career choice for young graduates

"As South Africans navigate an increasingly complex economic environment, one profession is rapidly emerging as a premier destination for this exact blend of purpose and prosperity: professional financial planning and advice," says Aubrey Faba,…

Financial Planning / 03-06-26 / Chris Smit

The expensive detail many people miss before cancelling insurance

“A small detail that consumers don’t always consider is that our country’s Policyholder Protection Rules do offer some relief and that if a funeral policy is reinstated by the same insurer, a new waiting period cannot be imposed," explains Provincial…

Financial Planning / 03-06-26 / Daniel Nkosi

Four reasons your insurance policy could lapse and how to avoid them

“For many people, lapsing a policy isn’t a deliberate choice; it’s often the result of cover that didn’t quite fit their reality to begin with. Sustainable insurance starts with honest conversations about affordability and needs. When cover…

Financial Planning / 20-05-26 / Siyasanga Kashe

Siyasanga Kashe | Real cost of fuel hikes and what it's doing to your workforce

"In this environment, protection is a proof of care. Employers are no longer just providers of a paycheck; they are key enablers in supporting employees through these volatile periods," says Siyasanga Kashe, Executive: Member Solutions at Momentum…

Financial Planning / 20-05-26 / Daniel Nkosi

Why your salary disappears, and how to make it last longer

“Regularly checking your balance, tracking progress, and making adjustments where necessary helps prevent surprises at month-end because budgeting is not a once-off event, but a continuous behaviour,” says John Manyike, Head of Financial Education…

Financial Planning / 20-05-26 / Jane Khumalo

Storm-proof your finances: 14 tips for disaster preparedness

“Environmental experts warn that severe weather is no longer an occasional occurrence, but an increasing risk for households, businesses, and communities. Understanding where your family is vulnerable, and making small investments or policy…

Financial Planning / 13-05-26 / Duty Editor

7 myths about Wills - and what the law actually allows

"One of the most common misconceptions is that a Will can be used to completely exclude dependants. The law places strong protections around minor children, regardless of what the Will states," says Carin Meyer, Product Head: Wills and Deceased…

Financial Planning / 06-05-26 / Duty Editor

Living on the edge of your budget? What to do as costs rise

"For South Africa, which imports most of its fuel, global oil price increases are about to be felt directly at the pump. This week's adjustment will raise petrol prices, with the broader impact unfolding over time as higher transport costs filter…

Financial Planning / 29-04-26 / Sisanda Ndlovu

Beyond the instalment: the battle for financial freedom

"True freedom in car buying is not just about getting the keys, it is about understanding the fine print that protects your asset for the next 72 months. The F&I office should not be a black box of hidden costs, but a transparent advisory where…

Financial Planning / 27-04-26 / Sisanda Ndlovu

Why earning more isn't making South Africans wealthier

"There is a strong behavioural tendency to reward yourself when your income increases, upgrading your car, your lifestyle, or your daily spending. While that may feel justified, it often comes at the expense of your financial future," says Howard…

Financial Planning / 27-04-26 / Mariska Redelinghuys

Mariska Redelinghuys | The risks of putting off estate planning or trying to do it your self

"Your changing personal circumstances will always affect your estate plan, as will external circumstances like changes in tax rules and regulatory updates. It is imperative that your estate plan be reviewed at least annually," says Mariska Redelinghuys,…

Financial Planning / 22-04-26 / Bertie Nel

Bertie Nel | The longevity gap: aligning your health span with your wealth span

"Longevity without financial preparedness creates strain rather than security. It isn’t just about having a pension anymore; it’s about sustaining an income that can support a potentially 30-year retirement, much of which may involve higher…

Financial Planning / 22-04-26 / Staff Writer

How to protect your finances in an unpredictable world

“You can build financial security, even in the current conditions, by being prepared and having enough of a cushion to handle the unexpected. Having a plan helps you respond calmly and avoid making costly mistakes,” says Head of customer experience…

Financial Planning / 16-04-26 / Paul Nixon

Paul Nixon | Why your personality is the secret to financial success

"True financial health is found when your investment strategy is integrated with an understanding of your human nature. While insurance and savings help absorb the physical impact of life’s disruptions, it is your behaviour that determines the…