"From understanding the terms and conditions of a policy, to getting clarity on potential risk scenarios, advisers can fill knowledge gaps and help clients make informed decisions. Advisers are more than just product experts – they are equipped…
"Leaving a legacy is not always as easy as it sounds, especially with the economic challenges we currently face. Many of us would love to leave a legacy for a child and help make their lives a little easier, especially from a financial perspective,"…
As the middle-aged population in South Africa faces the looming reality of retirement, the fear of financial stress casts a shadow over their golden years. The dream of a comfortable retirement is under threat for many, and addressing this issue…
"There are measures that could help lessen the risks associated with bad debts. Most importantly, ensure that a contractual relationship is in place (whether it is based on a separate contract or standard trading terms) and that is fit for purpose,"…
"Owning physical, tangible assets appeals to many as they feel a direct and personal sense of ownership, which also gives them more of a sense of control over their investment, making many see property portfolios or investments as a type of…
"Now may be an optimal time to polish up your mobile store’s UX; revamp your website; run a time-limited Black Friday landing page with a special discount offer; or plan an amazing social media campaign,” says Tom Stuart, chief marketing officer…
“The best approach is to get the expertise of a healthcare broker who is adept at building the right strategy for your needs based on benefit design, contributions, affordability and practicality – aligned to your specific needs analysis and…
"Consequently, lenders have become more cautious in approving credit applications due to concerns about consumers' affordability. This is primarily attributed to the high consumer price inflation rates (especially with regard to food and fuel…
"With the string of economic challenges that South Africans faced this year, it is not surprising that many consumers are lagging behind on their credit commitments; however, people often overlook the domino effect that this can have on their…
"Entrepreneurs fall into a particularly unique category when it comes to retirement. These are individuals who have often invested not just money but also their heart and soul into building their business. For them, walking away from this lifelong…
“A notable number of our private banking clients are diversified in their global investments which helps contribute to growing and protecting their wealth. In relation to offshore wills, we’ve seen several unfortunate scenarios, where clients…
"Many consumers find themselves in financially challenging situations, with some unable to save not due to lack of desire but because of financial constraints. The younger generation, in particular, faces significant underinsurance and often…
“South Africans must prioritise creating good financial habits from an early age. The sooner young people start learning positive financial habits, the better equipped our future generations will be,” says Claire Klassen, Consumer Financial…
"People experiencing financial hardships undergo huge emotional distress, especially when they struggle to find suitable employment or meet their income aspirations," says Charnel Collins, CEO of National Debt Advisors, as we continue to observe…
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