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Financial Planning

 

Financial Planning / 28-08-24 / Koketso Mahlalela

Koketso Mahlalela | Savvy alternatives to employee Two-pot withdrawals

"Empowering employees to explore alternatives to accessing the savings pot allows them to work towards these goals without compromising their retirement security. As we navigate the new retirement system, it's crucial to approach it with a balanced…

Financial Planning / 28-08-24 / Tommy Jackson

1Life Insurance survey indicates a shift in generational debt trends

"Our stats are reflective of the determination that women have to disrupt the cycles of debt within their families and secure a debt-free future for their loved ones, as this study consisted of 75% of female respondents," states Siphelele Sokhela,…

Financial Planning / 27-08-24 / Tommy Jackson

Women show active participation in saving on Liberty’s Stash App

“This year alone, it is women who have  demonstrated remarkable financial discipline and commitment, collectively contributing an impressive R26 million per month on average on the Liberty Stash app. This figure significantly surpasses the R10…

Financial Planning / 07-08-24 / Gillian Hepburn

Gillian Hepburn | Four disconnects between advisers and their female clients

"It was also interesting to note that when women expressed what their non-financial goals were, they were often related to financial capability: travel more, spend time with family and leisure activities," says Gillian Hepburn, Commercial Director…

Financial Planning / 31-07-24 / Tommy Jackson

Sanlam Financial Confidence Index 2024: signs of progress amidst ongoing challenges

"Our research partner Africa Response surveyed 1 610 individuals to index three key components of financial confidence: Financial Self-determination (FSD), Financial Resilience (FR) and Financial Wellbeing (FW). What stood out was the astuteness…

Financial Planning / 31-07-24 / Chris Smit

Five pro tips to becoming more financially fit by Savings Month 2025

Ester Ochse, Product Head at FNB Integrated Advice, shares some simple yet effective insider tips when saving for short or long-term financial goals.

Financial Planning / 24-07-24 / Daniel Nkosi

Money Stress Tracker 2024 : Younger SA women feel most financial stress

“Increasing interest rates and not knowing if you’re going to wake up to stage 3 or stage 6 loadshedding is stressful. Consumers like certainty. Although interest rates are high, consistency is less stressful than dealing with continuous rate…

Financial Planning / 17-07-24 / Reo Botes

Reo Botes | Family planning with financial wellness and medical insurance

"Family planning is more than just maternity benefits. It's about planning for the well-being of your growing family, today and tomorrow. Along with educational savings plans, consider life insurance to safeguard your dependents’ financial security,…

Financial Planning / 17-07-24 / Tau kaVodloza

Lifestyle Protector policyholders to earn UCount Rewards

"What we are building is much broader than the old bancassurance model. We are increasing our collaboration to provide the best financial service offerings through the most efficient means, at scale, and with enhanced innovation," says David…

Financial Planning / 17-07-24 / Shelly Nxumalo

Gear up your investments to grow your generational wealth with securities-based lending

“This solution is unique, as it allows you to borrow against your portfolio without having to break the term on your cash investments or liquidate your securities, which means that you are never out of the market. Liquidating assets to reallocate…

Financial Planning / 11-07-24 / Duty Editor

Your lifestyle choices now will determine your future prosperity, say financial advisers

“It is very easy to get things like loans, but ask yourself if you are prepared for the repayments. If you lack the discipline, it can create a problem. It’s just too easy. Social media is not helping because we see others with things we want,”…

Financial Planning / 10-07-24 / Robyn Laubscher

Robyn Laubscher | Good financial advice can help South Africans retire comfortably

"There is a common misconception that financial advisers are only for the elite, for the wealthy, or for complex financial structures like offshore trusts. This is not the case, however, and establishing a relationship with a trusted, accredited…

Financial Planning / 10-07-24 / Sisanda Ndlovu

How SA parents are preparing for international opportunities

"Advising on an investment strategy is pivotal; recommending a balanced approach ensures steady growth while protecting against significant value fluctuations over the savings period. Furthermore, long-term planning discussions should extend…

Financial Planning / 10-07-24 / Tau kaVodloza

Be wary of the following scams this tax season, warns the SAFPS

"While this is a very busy time for the South African Revenue Service (SARS), it is also a very busy time for scammers. Over the past five years, the SAFPS has noticed a growing trend of tax scams which are targeting individuals who are desperate…