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Financial Planning

 

Financial Planning / 09-10-24 / Tau kaVodloza

Doomed: a festive season without a financial plan

"Financial well-being should always be a top priority to balance spontaneity with the protection of your personal financial goals. A little planning ahead allows you to enjoy a well-deserved break this festive season without added stress," says…

Financial Planning / 09-10-24 / Shelly Nxumalo

Demystifying pension backed loans: Leverage it to buy or improve property

"The first misunderstanding of the solution that we see is that people think that taking out a pension-backed loan actually means withdrawing cash from a pension. This is not the case: the pension acts as collateral and is untouched so long…

Financial Planning / 09-10-24 / Shelly Nxumalo

Master your money this Financial Planning Week

'Financial Planning provides a roadmap for achieving what’s important to you and ensures long-term financial stability. Sound financial planning helps you understand your current financial situation, set realistic future goals, and develop a…

Financial Planning / 02-10-24 / Kwanele Sibanda

Tax authorities eye remote workers and wealthy individuals

"Countries worldwide are witnessing the erosion of their tax bases due to the global transition to a digital-first economy, and tax authorities are therefore intensifying their focus on establishing the nexus between an individual or entity…

Financial Planning / 02-10-24 / Daniel Nkosi

The true impact of a divorce on your Will and Estate

“From an Estate planning perspective, a Will should be treated as a living document and updated regularly and updated regularly to reflect changes for circumstances such as the above. Many people believe that a divorce automatically revokes…

Financial Planning / 26-09-24 / Tommy Jackson

What does Two-Pot mean for my legacy?

“When drafting your will, it's essential to understand which assets form part of your estate and which do not. In South Africa, retirement funds, retirement annuities, preservation funds and provident funds – whether they are governed by the…

Financial Planning / 18-09-24 / Sisanda Ndlovu

Rising Student Loan Demand: what SA parents should consider

"We understand that finding a surety or qualifying for a loan on your own can be challenging. To address this, we offer eligible students loans that do not require surety for certain courses at our partner institutions nationwide,” says Tshiamo…

Financial Planning / 18-09-24 / Sisanda Ndlovu

How to establish and build up a good credit score

“Get started with a very manageable, interest-free small credit facility that you can easily afford, and instead of paying cash, purchase something using this facility. A cell phone contract or retail store account are good options. Make sure…

Financial Planning / 13-09-24 / Daniel Nkosi

Positive Thinking Day: Challenge your negative money mindset

"By cultivating a healthy, positive attitude toward personal finances, you're setting the foundation for long-term success and financial freedom. Let's not forget—empowered thinking extends to all areas of life, especially the one that shapes…

Financial Planning / 04-09-24 / Chris Smit

Over 50% of our active Wills were drafted by female customers, reveals FNB

“It remains largely encouraging to see women take the reins of their financial and legacy planning matters into their hands, more so as women are increasingly assuming the role of steering the course of their families’ financial futures. This…

Financial Planning / 04-09-24 / Tommy Jackson

Navigating financial planning for South Africans emigrating abroad

"There are more South Africans living outside of South Africa now than at any other point in our country's history. But it's not a South African issue, it's a worldwide phenomenon that is here to stay, and one which places Financial Planners…

Financial Planning / 04-09-24 / Sisanda Ndlovu

Open payments could radically transform financial inclusion in SA

"We are used to living in a world where intermediaries facilitate financial services for a fee, resulting in more expensive and often more cumbersome transactions. In a country with lower household incomes, this traditional way of transacting…

Financial Planning / 03-09-24 / Duty Editor

Liberty empowers communities during Money Smart Week SA 2024

"We believe in equipping people with the tools and knowledge they need to achieve financial success. Through our roadshows and educational content, we aim to instil sound financial management practices, particularly emphasising the importance…

Financial Planning / 28-08-24 / Brian Harris

Brian Harris | Gap cover helps protect your unborn child's financial future

"Most medical schemes will cover up to the scheme rate, or two to three times the scheme rate for caesarean sections. However, specialists like obstetricians and anaesthetists frequently charge up to 500% of the scheme rate," says Brian Harris,…